this one is an upside down one, but the sheer idiocy of the guy makes me think it goes in this thread...
guy was bankrupt... got out of that... then into proposal... slowly getting out of that...
but this guys smart idea is to lower his payments... on a 2016 base sxt van... financed sub prime... with a 41k buyout. because it costs too much on gas. so he wants a 200, or "possibly a 300"... so he's like 23000 upside down, and thinks it a smart plan to do that... you know.... to save a bit on fuel.
lucky for him, no bank seems to want to touch him.