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Author Topic: Little things that make you happy  (Read 2252081 times)

Offline dkaz

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Re: Little things that make you happy
« Reply #6240 on: June 27, 2017, 11:22:47 pm »
Quote from: Gurgie on June 24, 2017, 01:29:20 pm
My boys had their ball hockey finals this morning, both playing for for 1st overall. The Pee Wee's lost, so they got silver and the Bantams won & got the gold.

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Awesome!
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Offline Gurgie

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Re: Little things that make you happy
« Reply #6241 on: June 28, 2017, 08:08:15 am »
Thanks guys... pretty proud day, he's come a long way since he first started school and his grades have come up as well. Now to keep him motivated and going  :rofl2:
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Offline 5 Wheel Drive

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Re: Little things that make you happy
« Reply #6242 on: June 28, 2017, 01:16:57 pm »
Quote from: Gurgie on June 27, 2017, 03:01:01 pm
My youngest had his grade 6 leaving ceremony today, off to Jr High next year.

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Nice...congratulations to him!!!
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Offline johngenx

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Re: Little things that make you happy
« Reply #6243 on: June 28, 2017, 05:38:36 pm »
The kid handily passed her road test today and now has a full-fledged license.  And I get a full-fledged insurance bill.  That part isn't making me happy...
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Offline Sir Osis of Liver

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Re: Little things that make you happy
« Reply #6244 on: June 28, 2017, 05:41:55 pm »
This thread.

It's so refreshing to hear good news stories from the folks here.
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Offline rrocket

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Re: Little things that make you happy
« Reply #6245 on: June 28, 2017, 05:51:05 pm »
Quote from: johngenx on June 28, 2017, 05:38:36 pm
The kid handily passed her road test today and now has a full-fledged license.  And I get a full-fledged insurance bill.  That part isn't making me happy...

Wow!!  She'd need 2-3 tries in Ontario...plus you'd have even higher insurance.

Feel happy with that nugget of truth!   ;D
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Offline johngenx

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Re: Little things that make you happy
« Reply #6246 on: June 28, 2017, 06:08:59 pm »
My broker DID say "be thankful you're not in Ontario."  Did you call her, ron?   :rofl2:

The bill isn't heart stopping, $2500/yr, but on the high side for a new driver.  The reason is that we carry a lot of liability ($3M) and other non-car related benefits.  We could have saved quite a bit by reducing coverage and by adding her to our policy, but we registered the Subaru to her and she has her own policy.  The bet effect of those things we pay more, but sleep better - worth it to me.

I called around, and even with the most basic coverage, the cheapest I could find was about $2200 for her to have her own policy.  All other companies went past $2500 once we increased the coverage to what we have with our current company.
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Offline Ex-airbalancer

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Re: Little things that make you happy
« Reply #6247 on: June 28, 2017, 07:22:34 pm »
Quote from: johngenx on June 28, 2017, 06:08:59 pm
My broker DID say "be thankful you're not in Ontario."  Did you call her, ron?   :rofl2:

The bill isn't heart stopping, $2500/yr, but on the high side for a new driver.  The reason is that we carry a lot of liability ($3M) and other non-car related benefits.  We could have saved quite a bit by reducing coverage and by adding her to our policy, but we registered the Subaru to her and she has her own policy.  The bet effect of those things we pay more, but sleep better - worth it to me.

I called around, and even with the most basic coverage, the cheapest I could find was about $2200 for her to have her own policy.  All other companies went past $2500 once we increased the coverage to what we have with our current company.
A new driver in the GTA would be about min $400
She would classified as principle driver on one car since you would have 3 cars and 3 drivers in the family
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Offline rrocket

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Re: Little things that make you happy
« Reply #6248 on: June 28, 2017, 08:41:34 pm »
Quote from: rrocket on June 27, 2017, 11:15:11 pm
Just got back from Grade 8 graduation...hard to believe kid is going into high school...

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Offline Bubba

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Re: Little things that make you happy
« Reply #6249 on: June 28, 2017, 09:04:56 pm »
Great pic!  He's a handsome, young man. 
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Offline Railton

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Re: Little things that make you happy
« Reply #6250 on: June 28, 2017, 09:45:01 pm »
Quote from: rrocket on June 28, 2017, 08:41:34 pm
Quote from: rrocket on June 27, 2017, 11:15:11 pm
Just got back from Grade 8 graduation...hard to believe kid is going into high school...


Boss!
Railton
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Offline rrocket

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Re: Little things that make you happy
« Reply #6251 on: June 28, 2017, 09:56:57 pm »
Yea!!  Sure seems like it.
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Offline rrocket

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Re: Little things that make you happy
« Reply #6252 on: June 28, 2017, 11:18:42 pm »
Quote from: Cadure on June 28, 2017, 10:05:16 pm
Quote from: rrocket on June 28, 2017, 09:56:57 pm
Yea!!  Sure seems like it.

I've got 2 going into high school next year and one in their last year. 

Then I look at some new grey hair and I drown my sorrows with beer.

I only have gray in my beard.
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Offline bridgecity

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Re: Little things that make you happy
« Reply #6253 on: June 29, 2017, 12:27:31 am »
It's nice to hear from proud parents, congrats to them. Some sharp looking kids for sure.
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Offline BWII

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Re: Little things that make you happy
« Reply #6254 on: June 29, 2017, 09:08:05 am »
Well...if we're bragging on our kids... ;D - my gr 11 boy got the highest marks in his class/school so got the Gold in the Under-Grad awards (I think it was like $50 - used to be more).  Just over 95% overall average.  The little Asian girl said to him on stage (jokingly, but in a competitive jokingly manner) "I'll get you next year!"  :stick: (she's really cute & sweet...so it's funny...he got her by 2%).  So following in his brothers footsteps...maybe he'll get the big scholarship next year too.  Just has to keep his grades higher than hers!   :thumbup:
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Offline Solstice2006

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Re: Little things that make you happy
« Reply #6255 on: June 29, 2017, 09:08:12 am »
Quote from: rrocket on June 28, 2017, 11:18:42 pm
Quote from: Cadure on June 28, 2017, 10:05:16 pm
Quote from: rrocket on June 28, 2017, 09:56:57 pm
Yea!!  Sure seems like it.

I've got 2 going into high school next year and one in their last year. 

Then I look at some new grey hair and I drown my sorrows with beer.

I only have gray in my beard.

Still, thats a lot of gray! :-)
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Offline Solstice2006

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Re: Little things that make you happy
« Reply #6256 on: June 29, 2017, 09:12:10 am »
Quote from: johngenx on June 28, 2017, 05:38:36 pm
The kid handily passed her road test today and now has a full-fledged license.  And I get a full-fledged insurance bill.  That part isn't making me happy...

Is it cheaper since she is a girl?  This plays a huge role in Ontario.  Glad we had our daughter first.  Planning on using my daughter as the principle driver, and my son as the occasional driver.  They can split the total bill, so it doesn't really matter to me.  But this is over 10 years away....
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Offline johngenx

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Re: Little things that make you happy
« Reply #6257 on: June 29, 2017, 09:25:07 am »
^^^ Gender pricing gap is small now.

We didn't buy her driving training as I wasn't impressed at all with what I saw and I was shocked at the cost for what you got.  The discount for driver training?  $55/year.   ::)

The road test was ridiculous.  20 min in a residential neighbourhood with emphasis on parallel and hill parking.  FFS.  She could have breezed through it ages ago but I'm so glad she waited until she can actually drive independently.
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Offline Ex-airbalancer

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Re: Little things that make you happy
« Reply #6258 on: June 29, 2017, 09:25:31 am »
Quote from: BWII on June 29, 2017, 09:08:05 am
Well...if we're bragging on our kids... ;D - my gr 11 boy got the highest marks in his class/school so got the Gold in the Under-Grad awards (I think it was like $50 - used to be more).  Just over 95% overall average.  The little Asian girl said to him on stage (jokingly, but in a competitive jokingly manner) "I'll get you next year!"  :stick: (she's really cute & sweet...so it's funny...he got her by 2%).  So following in his brothers footsteps...maybe he'll get the big scholarship next year too.  Just has to keep his grades higher than hers!   :thumbup:

Nice!!!!
So in the farm country school, was there more than 2 children in your sons grade   ??? ???  :stick:   :rofl:
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Offline Solstice2006

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Re: Little things that make you happy
« Reply #6259 on: June 29, 2017, 09:39:14 am »
Quote from: johngenx on June 29, 2017, 09:25:07 am
^^^ Gender pricing gap is small now.

We didn't buy her driving training as I wasn't impressed at all with what I saw and I was shocked at the cost for what you got.  The discount for driver training?  $55/year.   ::)

The road test was ridiculous.  20 min in a residential neighbourhood with emphasis on parallel and hill parking.  FFS.  She could have breezed through it ages ago but I'm so glad she waited until she can actually drive independently.

Not sure how this varies in Ontario.  But I suspect it's still a gap, based on gender.  Also, big difference if you don't get the driver training.  I took it just for the insurance discount. 
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