During the week I tested the Golf, regular unleaded was priced at $1.31 a litre while diesel fuel was $1.41. The 2.5L engine consumes 6.5 L/100 km on the highway, versus 4.7 for the TDI. Using the fuel prices mentioned above, driving 25,000 km annually means the gasoline Golf will cost $2,129 and the TDI will cost $1,657; it will take more than four years before you recuperate the initial cost for upgrading to the diesel engine.
I understand where your going with this. But I think it's important to take into account that on average 6 months of the year diesel is 10 cents cheaper than gasoline, and the other 6 months is 10 cents more. So it basically breaks even. So using this formula it would probably take less than 4 years. And most people (especially Canadians) own their cars for more than 100,000 kms, and as others have mentioned, the resale value is great. The diesel pump next to the gasoline pump, looks the same to me, and I don't smell diesel on the ground...
Figure $1,539 instead of $1,657 annually if diesel and gasoline were both priced at $1.31. That's about the equivalent of a monthly lease payment over four years. :-)
If gas and diesel are both $1.31 / litre, the annual costs are $2,129 and $1,539 respectively. So ~ $600 savings per year, $2,400 over 4 yrs.
And of course higher mileage users tend to pick the diesel, keep their cars longer and fuel prices are likely to increase over the coming years so that $2,400 savings could easliy become $3k, $4k, $5k etc.