Honestly I might just wait for the Canadian economy to crumble under the weight of rate hikes and pick up a 2018-2020 XC90 and just eat the depreciation.
Decent chance it comes to pass.
Another potential option is to trade the V60 instead of the MDX for the XC90. My brother turns out may not need it.
Getting misty eyed just thinking about it. That V60 has been a great car. It's still mint after 8 years and pulls like a monster.