i think the cobia is what my buddy ended up grabbing... from new world me thinks. so not far from you on plains road...
i personally found the guys there not to be a huge help, or to move at all on prices, but my friend who got one said they gave him a bit of a deal.
as for the bike, he loves it. he rides mostly easy trails and the rail trail... more exercise than exploration or anything. so if that is the kind of riding you are looking for it would probably do. its components are good enough to not need replacing until they actually either wear out or you just find them not to your liking. (definitely prefer that to being a good bike... once you replace a bunch of crap.)
good luck.