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Author Topic: Super cool map - avg insurance rate by postal code FSA  (Read 3686 times)

Offline mmret

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Super cool map - avg insurance rate by postal code FSA
« on: November 29, 2016, 09:43:02 am »
https://www.kanetix.ca/insuramap

Mississauga / Brampton / Vaughan are the most expensive areas. This matches my anecdotal observations of driving behaviour in these areas. GTA West is curmudgeonly aggressive or careless, whereas York region is mostly just "uninterested" and lethargic. The city itself is a bit harder to generalize.
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Offline tortoise

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Re: Super cool map - avg insurance rate by postal code FSA
« Reply #1 on: November 29, 2016, 10:02:37 am »
Interesting!

At first I thought it might be related to average cost of vehicle owned, but then why the hell is Oakville that much lower than surrounding areas?

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Offline Lower Level

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Re: Super cool map - avg insurance rate by postal code FSA
« Reply #2 on: November 29, 2016, 10:08:08 am »
It says for my area $1070 and ask for a quote.  :rofl2:

Geeezzzz, maybe I should. I'm paying $700 a year on one vehicle and $500 on the other. because they require separate companies/policies. No complaints then.  lol.
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Offline EV Dan

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Re: Super cool map - avg insurance rate by postal code FSA
« Reply #3 on: November 29, 2016, 10:14:46 am »
Quote from: tortoise on November 29, 2016, 10:02:37 am
Interesting!

At first I thought it might be related to average cost of vehicle owned, but then why the hell is Oakville that much lower than surrounding areas?

Driving style and insurance fraud would be my guess.
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Offline aquadorhj

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Re: Super cool map - avg insurance rate by postal code FSA
« Reply #4 on: November 29, 2016, 10:25:13 am »
no color change in my area.  once again, COTU  only, eh...
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Offline pi314

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Re: Super cool map - avg insurance rate by postal code FSA
« Reply #5 on: November 29, 2016, 10:39:32 am »
Neat.

Quote from: aquadorhj on November 29, 2016, 10:25:13 am
no color change in my area.  once again, COTU  only, eh...

Well, NB is not at all in the COTU, so not just COTU  ;D
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Offline Scaerio

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Re: Super cool map - avg insurance rate by postal code FSA
« Reply #6 on: November 29, 2016, 12:56:37 pm »
My area's average is $1061 - pretty dead on for me - I pay around $1100/year.
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Offline Allen

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Re: Super cool map - avg insurance rate by postal code FSA
« Reply #7 on: November 29, 2016, 01:04:30 pm »
interesting as trend data, but too many variables to be accurate... my area says  $1.6 to $2.2K...  on my group plan through The Personal I am paying $1.3K for coverage on both vehicles...
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Offline mmret

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Re: Super cool map - avg insurance rate by postal code FSA
« Reply #8 on: November 29, 2016, 01:36:20 pm »
^ I think its standardized to a 35 year old single male driving a Civic or something. Read that somewhere in a news story.
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Offline Brig

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Re: Super cool map - avg insurance rate by postal code FSA
« Reply #9 on: December 01, 2016, 07:31:39 am »
I think the algorithm also factors in the theft rates for the areas.  Agree that these numbers are probably based on someone much younger driving a high-theft vehicle.  I'm supposed to be in the $1700 area, but I pay $1200.
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