There is so much salt and sand here I would never chance it even with the warm weather.
I don't like that mind set at all. Because I guarantee you...at some point...in the most pristine of conditions, you're going to run into poor road conditions. Construction, farm land, dirt road, whatever.
Better get used to such conditions and learn how to ride in them. I had buddies who would NEVER ride when it rained. Meanwhile, I'd deliberately put on my rain gear and ride in the wet..sometimes awful storms. So now, riding in the rain is no big deal and completely normal to me. Whereas my buddies would nearly crap themselves when it would start to spit.
Get out there and ride...but ride according to conditions.