Last spring, I almost shifted from Desjardins to the CAA QC insurance but did not, due to a technicality with my SW2 and her main daily driver.https://www.caaquebec.com/en/for-your-insurance
A "safety certificate", not to that I remember. My actual & former insurer before they agreed to insure my SW2, both sent me to same local expertise center to check its overall condition.