Topic: Boats and boating thread

[rrocket]

SWEET!!

[tortoise]

Yeah, that's a sweet boat. 45-50 is pretty solid for a 150 on a 19 footer. 

My father in law has a 115 XS on his 23 tri-toon, it's definitely under rated.

But, I think you'll appreciate the 150 when carrying a load or out running a storm. And it's not like the extra weight is an issue for a boat that size.

[JohnnyMac]

Very nice boat AS, love the darker color scheme.  Do you think that the lack of people at that location might have had something to do with it being towards the end of the season?  It's probably a quiet time in general, past the part of the year when people are buying boats a lot, but before the "end of season clear out". 

Looking forward to when you have it broke in and outfitted fully and hearing how it compares to the old one. 

[Gurgie]

That's a nice set up, looking forward to your impressions once it's all kitted out.

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[tortoise]

What was the motivation to get into the bigger boat?

More comfortable in the big water?

I love how deep it is. But I'm surprised there's no jump seats in the rear. Is that because it's the "Troller" configuration?

[tortoise]

I've been driving boats since I was 6, having an island cottage will do that.

Here's the families boats at the moment, not excluding my dad's (parents are separated).

The main boat is a 2002 Four Winns 23'er with a 5.7L Volvo I/O. Nipissing gets pretty rough and there's almost always a chop, so the big boat is a lot more comfortable on the 16 mile crossing.  Uses about 50L for the return trip. It's the green one on the right.

The cedar strip is my step dads. The motor is an old two stroke Johnson 50. It scoots along great but doesn't love to hold an idle at the moment.  The boat was built by Giesler Boats and is surprisingly good in rough water, as long as you don't mind getting wet or pounding into a chop.

The far boat in the second photo is my 16' tinny with a 30 four stroke on it.  I use it for camping or when I'm at the in-laws cottage near Ottawa, this was the first time I've had it to the cottage. You really have to pick your days.  It runs great though, it'll do 28mph with just me and 24-25 with two to three people and light gear.  It used about 12L to cover the 32 miles, remarkably efficient.

I bought it right at the start of COVID, paid $2500 for the boat, motor and trailer.   Seems impossible now. That said, it needed a ton of work to get it sorted. Had to redo all the wiring, rip out the casting deck, new trailer tires and the motor (2003 Merc 25 4 stroke) had a bent prop shaft.  So I traded in the motor for the 2015 30. It was  ~$6000 including the purchase price to get it where it needed to be. Still pretty damn good compared to current prices.

Deep Water boats were only made for a few years, the story goes some engineers from Lund broke our on their own and started the brand. It has a few design differences than a Lund, higher bow, deeper hull, two transom braces.  It is actually rated for a 50, which would be insane. It's very sea worthy for it's size and is super easy to tow.

[Firm]

Congrats Steve! Good looking boat!

Tortoise, those photos take me back....My mom's family have a cabin on Iron Island on Nipissing....Used to get out there frequently as a kid, haven't been in probably 15 years now. I remember it being a long boat ride from the house (on the river that runs into Sturgeon), usually super choppy and cold too. 

[tortoise]

Small world!

We can see Iron Island from the north end of our island.  I had no idea there were cottages on it, I haven't explored the island at all.

Do you have any photos of the old cottage? 

And yeah, you'd have had little protection from the wind going that route.

[ktm525]

Nice boats. Being landlocked, I have to do my boating vicariously through you.

[Firm]

Small world!

We can see Iron Island from the north end of our island.  I had no idea there were cottages on it, I haven't explored the island at all.

Do you have any photos of the old cottage? 

And yeah, you'd have had little protection from the wind going that route.

The family actually owns iron island....My understanding was a couple of my uncles pooled together and bought it, early 2000's. At the time, it was just brush, no structures of any kind. Last I was there, they'd just started building a camp....I've seen some more recent photos on FB and it looks like most of my cousins now have their own little camps on the island; usually elevated little cottages or just a camper trailer posted up. Like this:

[tortoise]

Wild, I had always thought the whole thing was crown land.

Interesting dock solution they have, that's not an easy spot to park a boat.

[Firm]

Family of millwrights that have spent their whole lives on that lake; they figure out what works 

[rrocket]

I've been on the water fishing since I was old enough to remember.

Dad usually had 2 boats. One for the river usually some type of aluminum deep V, in the 14-18 for range. And then he had a much larger boat for the Lake. Something in the mid 20s.

These days it's just River for him as he's too old for big boats and sold the Lake boat many years ago. His current rig is a 17 foot Lowe.

My Scout 365 is my first "boat", shockingly. I saw shockingly because I've lived on the Lake for 25+ years and have a private boat launch on a private beach. And have never used the launch.

[ArticSteve]

What was the motivation to get into the bigger boat?

More comfortable in the big water?

I love how deep it is. But I'm surprised there's no jump seats in the rear. Is that because it's the "Troller" configuration?

I took the jump seats out.  They just get in the way.  For me I'll just have the 2 front seats.

I was just getting a little sick and tired of having to come in when the off shore winds picked up.  I go absolutely nowhere in it.  Just out a 1 kilometer right in front of my place and then back and forth anywhere from 70 to 150 feet depth.  If it's an onshore wind then nobody goes out other then the Coast Guard and they never find people alive if they've been swamped.

I made the buy partially because my son was paying half and inflation has just begun in this country for tangibles like autos et al.  Anything imported.  The boat and motor are USA made.

Working our way thru the build.  Essentially rewiring it as it only came wired as if it was only going to have one motor.  Mercury now won't warranty the motor if you're running a kicker unless you use their power charging distribution  system which is BS.  Down rigger wiring, battery switches, Mercury crap and I'm into another $1k. Absolutely everything is so inflated as you know.

Regardless, this coming week is a super week for Salmon and I will be out there with all the other heads.  We text each other on who is catching what     So far the son and I have about 10 hours on the rigging with another 8 to go collectively.  It's slow going.  You gotta figure out how the manufacturer screwed everything together and how they wired it.  Time consuming.

BTW, love that cove you have for your boats.  That's the real Canada.     

[Gurgie]

Nice work AS!! Some good salmon out that way from what I remember. Spent enough time out that way in my youth fishing & boating.

Tortoise, great pics of your boats in the bay! Spent a week up in North Bay working back in 1994ish, rented a boat & went out fishing one day on Lake Nipissing after we finished work & just froze our asses off & got skunked.



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[ArticSteve]

Very nice boat AS, love the darker color scheme.  Do you think that the lack of people at that location might have had something to do with it being towards the end of the season?  It's probably a quiet time in general, past the part of the year when people are buying boats a lot, but before the "end of season clear out". 

Looking forward to when you have it broke in and outfitted fully and hearing how it compares to the old one.

Actually I don't care for the dark colour.  I'd prefer to have a bright red; something that can be spotted out there at dusk.

The lack of customers is a direct reflection on how over extended people are.  This is a large volume boat dealer in a key section of Ontario and there was zip happening.  Not one customer even buying parts.  So weird.  No action in the service department either.  I pressed our sales kid, who luckily just happened to answer the phone on Tuesday when my son called, about sales and the number of people that finance their purchase.   North of 80% which mirrors the RV industry. 

Vast majority of trailers and boats are financed on 5 year terms @ a 20 year amortizations.  2021 and prior people were financing their purchases @ 4.99%.  Now it's 9.99% unless the vendor buys that rate down for the first few years.  What's just starting to occur is that all these low rate RV loans are beginning to roll over and people's payments are doubling on crap like RV trailers, boats, jet skis, side by sides.  No wonder the big 5 Banks are booking large loan losses on consumer loans.

Just the tip.

[ktm525]

I had no idea loans were amortized over 20 years and readjusted every 5. I figured they just locked into a rate for the whole term.. That is just nuts, much like the RV industry and their 30 year amortizations. 

When I picked up my bike earlier the salesman had set aside an additional hour to discuss financing options. He looked disappointed when I put the maximum they would allow on my credit card ( for points) and bank drafted the rest. He mentioned 90% financed their toys..  So dumb. Will the price of all this crap collapse when it all gets repo' d,  wrote off and auctioned?

[ArticSteve]

Will the price of all this crap collapse when it all gets repo' d,  wrote off and auctioned?

Prices will continue to climb indefinitely at the real rate of inflation which is double the official rate.  Massive RV repos will have no effect.  Anything in saleable condition will head back south of the border where it came from originally.   In a year from now $40K Corollas    Real possibility  .  The only thing holding the loonie together is oil & gas.  The paradox being that inflation feeds on high energy pricing.

The debt spiral is full on.  2/3 of mortgages and consumer loans have yet to reset.  3 of the Big 5 disclosed Friday that 20% of their mortgage book is technically insolvent.  No more 80 or 90 year amortizations.  Will the BOC need to print another 1 Trillion to backstop the Banks and CMHC    Imagine the prices of all things if that were to occur.

 

 

[ktm525]

Will the price of all this crap collapse when it all gets repo' d,  wrote off and auctioned?

Prices will continue to climb indefinitely at the real rate of inflation which is double the official rate.  Massive RV repos will have no effect.  Anything in saleable condition will head back south of the border where it came from originally.   In a year from now $40K Corollas    Real possibility  .  The only thing holding the loonie together is oil & gas.  The paradox being that inflation feeds on high energy pricing.

The debt spiral is full on.  2/3 of mortgages and consumer loans have yet to reset.  3 of the Big 5 disclosed Friday that 20% of their mortgage book is technically insolvent.  No more 80 or 90 year amortizations.  Will the BOC need to print another 1 Trillion to backstop the Banks and CMHC    Imagine the prices of all things if that were to occur.

 

So you see a scenario where the US economy is not affected (and Canada crumbles) so there will be a big appetite for used repossessed Canadian do-dads south of the border? 

[Firm]

Loonie just needs to hold on another 3 weeks and then I'll watch from a distance.