Author Topic: New Car Shopping - NO CLUE where to start (Help...please)  (Read 20586 times)

Offline tooscoops

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Re: New Car Shopping - NO CLUE where to start (Help...please)
« Reply #20 on: February 01, 2016, 04:28:30 pm »
agree... you won't be in a huge loss situation or one where you are paying through the nose for fixes...

new is always tempting with low rates and some great deals always on... you can get a car in your payment needs, but it might be for 7-8 years.... and i can never tell someone that is a good idea. you will likely get not only a lower rate, but an easier finance approval on new as well.

there is no real brand to stay away from in your price range... i would maybe ignore fiat... other than that, you get what you pay for with cars... a few bucks more might buy you features, style or (perceived at least) reliability...

i'd say go sedan or hatch... stick with 4 doors for resale and the fact that you won't grow out of it...

something like a corolla lease would probably work for you as long as you are sure about your kms/yr... the high residual will keep payments low, under warranty, so out of pocket expenses will be minimal, it will build credit and allow you to see what the future holds without being stuck with a car.
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Offline dkaz

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Re: New Car Shopping - NO CLUE where to start (Help...please)
« Reply #21 on: February 01, 2016, 04:37:11 pm »
Your low monthly payment affordability plus having to find ways to budget insurance and gas means you can't afford it.

Buy an inexpensive used Corolla in good condition. I had a 91 between 2002 and 2008 from 229k to 365k km and that thing was dirt cheap to run with the only repair expenses other than oil and tires being the timing belt/water pump, clutch, and alternator. Lifetime fuel consumption was about 7.5 L/100km and insurance was cheap. Other than a couple of door dings here and there, it had no rust. I kick myself a lot of times for getting rid of it.

Offline mmret

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Re: New Car Shopping - NO CLUE where to start (Help...please)
« Reply #22 on: February 01, 2016, 04:41:56 pm »
Your low monthly payment affordability plus having to find ways to budget insurance and gas means you can't afford it.

Don't worry about saving money just go make more.

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Re: New Car Shopping - NO CLUE where to start (Help...please)
« Reply #23 on: February 01, 2016, 04:49:03 pm »
you could get like a 2009 Prius for like $8,000...... Cheap on gas, Reliable (I think some one would have to confirm im not sure)), cheap on insurance, fairly low financial commitment and relase value should be OK.

if you bank gives you let say 8% interest, $1,000 down finance $7,000.  you payment over 3years would be 260..

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Re: New Car Shopping - NO CLUE where to start (Help...please)
« Reply #24 on: February 01, 2016, 04:53:18 pm »
You guys are horrible, hes a young man, prime of his life and all you are giving for ideas is Corollas and Priuses....Priusii....whatever, I say you live a little, get a $10k loan from your bank, go out and get a Foxbody Mustang, put a nice Flowmaster exhaust on it and just give 'er!!



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Offline 2JDM

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Re: New Car Shopping - NO CLUE where to start (Help...please)
« Reply #25 on: February 01, 2016, 05:14:04 pm »
heh... yeah... those are the usual answers...

are you looking to spend cash, or get payments? what are you budgeting in either case? how many kms do you drive/year? how many people do you usually have with you (or plan to have)? what kinds of hobbies do you have that might effect the type of car (skiing, camping, shopping, etc)? any must have features?

and maybe rank these things for us.... 1)style 2)safety 3)value 4)utility 5)performance

that will be a good start. then we shall choose what colour miata to get.

LOL, hey, easy on the Miata jokes!

KMs I'm guesstimating would be about 178,000 - 200,000 per year.
It is usually myself driving on my own
No real hobbies of concern. So space isn't super important.
I might sound silly for putting Value over Safety. Please don't judge!
Value, Safety, Performance, Utility, Style



WTF? 178,000 - 200,000 km per year?!

Anyways, finance a 2016 Elantra, 0% 84 months if you qualify. Brand new, warranty, full of features.

I built a 2016 L+ Auto, $21,323.95 after taxes, $296.17 per month for 72 months.
« Last Edit: February 01, 2016, 05:17:37 pm by 1FGC »

Offline quadzilla

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Re: New Car Shopping - NO CLUE where to start (Help...please)
« Reply #26 on: February 01, 2016, 05:17:23 pm »
KMs I'm guesstimating would be about 178,000 - 200,000 per year.

Are you trolling or being serious?

Offline Sir Osis of Liver

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Re: New Car Shopping - NO CLUE where to start (Help...please)
« Reply #27 on: February 01, 2016, 05:19:30 pm »
heh... yeah... those are the usual answers...

are you looking to spend cash, or get payments? what are you budgeting in either case? how many kms do you drive/year? how many people do you usually have with you (or plan to have)? what kinds of hobbies do you have that might effect the type of car (skiing, camping, shopping, etc)? any must have features?

and maybe rank these things for us.... 1)style 2)safety 3)value 4)utility 5)performance

that will be a good start. then we shall choose what colour miata to get.

LOL, hey, easy on the Miata jokes!

KMs I'm guesstimating would be about 178,000 - 200,000 per year.
It is usually myself driving on my own
No real hobbies of concern. So space isn't super important.
I might sound silly for putting Value over Safety. Please don't judge!
Value, Safety, Performance, Utility, Style



WTF? 178,000 - 200,000 km per year?!

Anyways, finance a 2015 Elantra, 0% 84 months if you qualify. Brand new, warranty, full of features, and they are trying to clear them out.

178,000kms/year is almost 5 hours a day at 100kph, every day of the year.  :o
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Offline 2JDM

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Re: New Car Shopping - NO CLUE where to start (Help...please)
« Reply #28 on: February 01, 2016, 05:23:38 pm »
I always recommend Hyundais for people who want new, cheap transportation.

If they are willing to spend more, Corolla for sure.
« Last Edit: February 01, 2016, 05:25:14 pm by 1FGC »

Offline sszoomzoom

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Re: New Car Shopping - NO CLUE where to start (Help...please)
« Reply #29 on: February 01, 2016, 05:27:12 pm »
You guys are horrible, hes a young man, prime of his life and all you are giving for ideas is Corollas and Priuses....Priusii....whatever, I say you live a little, get a $10k loan from your bank, go out and get a Foxbody Mustang, put a nice Flowmaster exhaust on it and just give 'er!!




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ltruong

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Re: New Car Shopping - NO CLUE where to start (Help...please)
« Reply #30 on: February 01, 2016, 07:56:23 pm »
You guys are horrible, hes a young man, prime of his life and all you are giving for ideas is Corollas and Priuses....Priusii....whatever, I say you live a little, get a $10k loan from your bank, go out and get a Foxbody Mustang, put a nice Flowmaster exhaust on it and just give 'er!!


Lol.  you're right! but look! both the Prius and the Mustang is on the list!
http://www.therichest.com/luxury/auto/15-affordable-cars-guaranteed-to-get-you-laid/?view=all


Offline dkaz

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Re: New Car Shopping - NO CLUE where to start (Help...please)
« Reply #31 on: February 01, 2016, 08:30:28 pm »
Don't worry about saving money just go make more.

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You guys are horrible, hes a young man, prime of his life and all you are giving for ideas is Corollas and Priuses....Priusii....whatever, I say you live a little, get a $10k loan from your bank, go out and get a Foxbody Mustang, put a nice Flowmaster exhaust on it and just give 'er!!

You guys are right. OP, move to Alberta, make six figures, buy a muscle car, lifted truck, boat, and ATV, max out your credit financing all that, prosper.

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Re: New Car Shopping - NO CLUE where to start (Help...please)
« Reply #32 on: February 01, 2016, 09:30:52 pm »
Don't worry about saving money just go make more.

ಠ_ಠ

You guys are horrible, hes a young man, prime of his life and all you are giving for ideas is Corollas and Priuses....Priusii....whatever, I say you live a little, get a $10k loan from your bank, go out and get a Foxbody Mustang, put a nice Flowmaster exhaust on it and just give 'er!!

You guys are right. OP, move to Alberta, make six figures, buy a muscle car, lifted truck, boat, and ATV, max out your credit financing all that, prosper.
Or just buy a car that's not the automotive equivalent of chloroform and have a little fun.....why all the hate against Alberta??

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Offline rrocket

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Re: New Car Shopping - NO CLUE where to start (Help...please)
« Reply #33 on: February 01, 2016, 09:38:35 pm »
.....why all the hate against Alberta??



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Offline whaddaiknow

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Re: New Car Shopping - NO CLUE where to start (Help...please)
« Reply #34 on: February 02, 2016, 11:15:26 am »
The OP clearly knows little about cars, clearly is NOT a car enthusiast. Sa the choices are very clear (in no particular order):

- Honda Fit
- Honda Civic
- Toyota Corolla
- Hyundai Accent
- Huyndai Elantra
- Kia Rio

These are all cars with good or better reliability, fuel efficient and relatively cheap to insure (Honda will be more)
Toyota and Honda will offer excellent resale vallue, so no need to be afraid of longer term financing.
Now call a few dealers and pick your poison.

Offline JacobBlack

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Re: New Car Shopping - NO CLUE where to start (Help...please)
« Reply #35 on: February 02, 2016, 11:28:07 am »
Nissan Micra. Base. $9,998. BOOM.

Offline Gurgie

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Re: New Car Shopping - NO CLUE where to start (Help...please)
« Reply #36 on: February 02, 2016, 11:28:53 am »
The OP clearly knows little about cars, clearly is NOT a car enthusiast. Sa the choices are very clear (in no particular order):

- Honda Fit
- Honda Civic
- Toyota Corolla
- Hyundai Accent
- Huyndai Elantra
- Kia Rio

These are all cars with good or better reliability, fuel efficient and relatively cheap to insure (Honda will be more)
Toyota and Honda will offer excellent resale vallue, so no need to be afraid of longer term financing.
Now call a few dealers and pick your poison.

I'd add the Mazda 3 to that list, it will be less to insure than a Honda Civic!
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Offline Weels

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Re: New Car Shopping - NO CLUE where to start (Help...please)
« Reply #37 on: February 02, 2016, 11:33:07 am »
Nissan Micra. Base. $9,998. BOOM.

I'll see your Boom & raise you a Mirage.
$2,500 on the hood, so same price.  74hp baby.  Must be this purple.

ok maybe not.
So... preference priority = Value, Safety, Performance, Utility, Style

That would have me looking for a deal on Elantra or Corolla.  Maybe Impreza.
« Last Edit: February 02, 2016, 11:38:21 am by Weels »



Offline Blueprint

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Re: New Car Shopping - NO CLUE where to start (Help...please)
« Reply #38 on: February 02, 2016, 12:18:27 pm »
The OP clearly knows little about cars, clearly is NOT a car enthusiast. Sa the choices are very clear (in no particular order):

- Honda Fit
- Honda Civic
- Toyota Corolla
- Hyundai Accent
- Huyndai Elantra
- Kia Rio

These are all cars with good or better reliability, fuel efficient and relatively cheap to insure (Honda will be more)
Toyota and Honda will offer excellent resale vallue, so no need to be afraid of longer term financing.
Now call a few dealers and pick your poison.

I'd add the Mazda 3 to that list, it will be less to insure than a Honda Civic!

While at Toyota, have a look at the Scion iM. Basically, it's a younger-looking Corolla hatchback, can't go really wrong unless insurance sees it as "sporty".

And do have a look at the Jetta and Golf. In Trendline trims, both are affordable, offer plenty of room and speak to a "sold" crowd when it comes time for resale. A friend's college daughter bought an off-lease 2013 Jetta Trendline+ automatic for 9,995$ with financing and CPO warranty. Nice deal, and the old 2.0 four is the brand's most reliable engine.
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Offline Cord

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Re: New Car Shopping - NO CLUE where to start (Help...please)
« Reply #39 on: February 02, 2016, 12:21:53 pm »
Nissan Micra. Base. $9,998. BOOM.

And then add another $1600 to get the real price after Nissan's fake low-ball price.
« Last Edit: February 02, 2016, 12:54:17 pm by Cord »
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