Hi All,
I did decide...and broke the bank.
I test drove the Forte Ex and the Elantra GLS (mid trim level), and in my opinion, for my needs, the upgrades were worth it. The Elantra GLS comes standard with sunroof, and the 2.0L engine upgrade is a no brainer for the extra power (will be doing lots of highway driving).
As you go up the trim levels, the price gap between Forte and Elantra disappear.
I was then really dumb and drove the Elantra Limited. Then the rationalization starts to come in. Is the leather, lumbar seat, 7" high res screen with navigation etc. etc. worth the extra money. It is not like you can "upgrade" later. I also would not want to regret it and later say...."I should have paid for the leather". Also, with Hyundai, you get 0% for 6 years versus 5 so makes increase in payments seem smaller and more manageable.
We jumped from a $19,000-$20,000 all in drive off the lot LX+ Forte to the Elantra Limited. Purchased the custom fit liners for front and back and they threw in the cargo tray, also purchased rims and winter tires with 10% additional discount. Also got an additional $700 off the $2200 and change for dealer invoice pricing. I figured it best to buy these things now at 0% over 6 years (156 payments) versus paying full pop come winter.
With down payment (I know...dumb at 0% but really wanted smaller payments).....I am paying $160 bi-weekly for 6 years. Do-able and now I have a reliable car for the upcoming hockey season where we will be putting on 12K kilometers.
VERY impressed with the car so far, hopefully can say the same years down the road.
My suggestion to others is to test drive all options at all trims and evaluate what is important to you. For us, in the end, wanted leather, sunroof, lumbar seats etc. etc. I like the 7" higher def screen and really hope Google Auto comes to it like it did the 2015 Sonata last week.
we live we learn....time will tell.
jtplayte