Last winter, Lady Osis got high centred twice with the 08 Outback on city streets. This is a car with 8" of ground clearance, 4 snow tires and limited slip diff. The snow on our street was right up to the rocker panels. Side streets aren't plowed typically in Regina and from the sounds of things, through much of the West. Normal cars were stuck everywhere.
Coming from the East where every street and sidewalk is plowed, salted and sanded following every snowfall, I found this bizarre.
Having said that, yeah, the onus is on the driver to drive for the conditions, take public transit or stay home.