Chip repairs are free as per my insurance, but as Steve says, an entire windshield replacement has a deductible on it.
Funny, I had an appointment at Speedy for Wednesday to get a chip fixed (one at a different spot). Got that cancelled, and I'm going with a shop called "GlassDoctor" in London for ~$290 taxes in, and includes new seals/mouldings. The one guy doing it for $200 seemed kinda sketchy.