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Author Topic: Upside Down Major  (Read 797759 times)

Offline Fobroader

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Re: Upside Down Major
« Reply #760 on: July 26, 2016, 10:31:40 am »
Quote from: neil on July 25, 2016, 07:31:12 pm
The Purchase:  2014 Ram 1500 crew 4x4 SLT.  no adds, and the Pentastar V6!!  92km

The Trade: 2015 Toyota Rav4 47k

Out the door final financed amount:  $45,800   

What the hell.....hope that financial hit was worth it....
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Offline Ex-airbalancer

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Re: Upside Down Major
« Reply #761 on: July 26, 2016, 10:42:14 am »
Quote from: neil on July 25, 2016, 07:31:12 pm
The Purchase:  2014 Ram 1500 crew 4x4 SLT.  no adds, and the Pentastar V6!!  92km

The Trade: 2015 Toyota Rav4 47k

Out the door final financed amount:  $45,800   
In 2016 , you cannot get a v6 in a crewcab, but in a new quad cab , with Ontario taxes , this is only a $36,600 truck
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Offline tooscoops

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Re: Upside Down Major
« Reply #762 on: July 29, 2016, 11:04:53 am »
you can get a crew v6.... and a 2016 slt crew v6 with no options would list at 49k with a current sale price of around 35k unless you get some employee discounts, etc. so including taxes around 38...

anywho... currently working on someone with more problems than i care to list... he wants to go ahead with the current deal i have worked out for him as his payment only goes up about 30 bucks bi-weekly and gets him out of a car he doesn't like.

the car he'll be getting? a 2016 journey r/t... the after tax total amount financed (for 96 months)..... 60200.
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Offline aquadorhj

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Re: Upside Down Major
« Reply #763 on: July 29, 2016, 11:08:24 am »
Quote from: tooscoops on July 29, 2016, 11:04:53 am

anywho... currently working on someone with more problems than i care to list...

What do you mean, tooscoops!!!  that's the whole point of this thread!


And,
Quote
the car he'll be getting? a 2016 journey r/t... the after tax total amount financed (for 96 months)..... 60200.

WTF.
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Offline Weels

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Re: Upside Down Major
« Reply #764 on: July 29, 2016, 12:23:03 pm »
Quote from: tooscoops on July 29, 2016, 11:04:53 am
you can get a crew v6.... and a 2016 slt crew v6 with no options would list at 49k with a current sale price of around 35k unless you get some employee discounts, etc. so including taxes around 38...

anywho... currently working on someone with more problems than i care to list... he wants to go ahead with the current deal i have worked out for him as his payment only goes up about 30 bucks bi-weekly and gets him out of a car he doesn't like.

the car he'll be getting? a 2016 journey r/t... the after tax total amount financed (for 96 months)..... 60200.

Wow.   :shake:

Hope you gave him your business card as I'm sure he'll be back real soon
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Online OliverD

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Re: Upside Down Major
« Reply #765 on: July 29, 2016, 12:43:04 pm »
So what POS is he driving now that a Journey is an improvement?  ;D
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Offline Fobroader

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Re: Upside Down Major
« Reply #766 on: July 29, 2016, 12:43:51 pm »
Quote from: tooscoops on July 29, 2016, 11:04:53 am
you can get a crew v6.... and a 2016 slt crew v6 with no options would list at 49k with a current sale price of around 35k unless you get some employee discounts, etc. so including taxes around 38...

anywho... currently working on someone with more problems than i care to list... he wants to go ahead with the current deal i have worked out for him as his payment only goes up about 30 bucks bi-weekly and gets him out of a car he doesn't like.

the car he'll be getting? a 2016 journey r/t... the after tax total amount financed (for 96 months)..... 60200.




Wow.....thats....wow....
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Offline safristi

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Re: Upside Down Major
« Reply #767 on: July 29, 2016, 02:08:27 pm »
That is indeed a JOURNEY down Hells Highway...you lil  >:D  you.... :stick:
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Offline tooscoops

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Re: Upside Down Major
« Reply #768 on: July 29, 2016, 02:37:59 pm »
fine fine aqua!

bought a used town and country from me 9 months ago or so... bought a bunch of stuff in the business office... had us cut him a cheque for a couple grand extra to pay off some debt as well... didn't qualify for an amazing rate...

just doesn't like the t&c, so wants another 7 seater "like an explorer"... wanted a durango, but i flat out said no, you can't afford to do that... he kept insisting that i run the numbers, so i did on the durango and journey... journey isn't insanely more than he's paying now (but without all the added stuff he had on the last one), so he wants to throw it against the wall...

has driven 34000kms since he bought this, so will have over 300000kms on a journey he is still making payments on... not a smart move...
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Offline dkaz

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Re: Upside Down Major
« Reply #769 on: July 29, 2016, 05:51:53 pm »
In those cases, do you try to milk the buyer for all they're worth or do you feel sorry in lower your margin a bit?
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Offline Ex-airbalancer

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Re: Upside Down Major
« Reply #770 on: July 30, 2016, 06:51:23 am »
Quote from: tooscoops on July 29, 2016, 11:04:53 am
you can get a crew v6.... and a 2016 slt crew v6 with no options would list at 49k with a current sale price of around 35k unless you get some employee discounts, etc. so including taxes around 38...

On the website I tried to do a crewcab with a 6 and it would not let me  ???
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Offline craigq

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Re: Upside Down Major
« Reply #771 on: July 30, 2016, 08:03:59 am »
Quote from: Airbalancer on July 30, 2016, 06:51:23 am
Quote from: tooscoops on July 29, 2016, 11:04:53 am
you can get a crew v6.... and a 2016 slt crew v6 with no options would list at 49k with a current sale price of around 35k unless you get some employee discounts, etc. so including taxes around 38...

On the website I tried to do a crewcab with a 6 and it would not let me  ???

SLT Crew Cab with a 5'7 box length permits either the 3.6L engine, the 5.7L or the 3.0L diesel for me  ???
There are a lot of different options for configuration...
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Offline mmret

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Re: Upside Down Major
« Reply #772 on: July 30, 2016, 08:56:18 am »
Quote from: Fobroader on July 29, 2016, 12:43:51 pm
Quote from: tooscoops on July 29, 2016, 11:04:53 am
you can get a crew v6.... and a 2016 slt crew v6 with no options would list at 49k with a current sale price of around 35k unless you get some employee discounts, etc. so including taxes around 38...

anywho... currently working on someone with more problems than i care to list... he wants to go ahead with the current deal i have worked out for him as his payment only goes up about 30 bucks bi-weekly and gets him out of a car he doesn't like.

the car he'll be getting? a 2016 journey r/t... the after tax total amount financed (for 96 months)..... 60200.




Wow.....thats....wow....

while I'm all for people learning to fail on their own, but putting money into training them to not fail, perhaps there is also a point where legislative intervention is required.

A distant, far, far off point....but 2x MSRP sounds about ok.
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Offline neil

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Re: Upside Down Major
« Reply #773 on: July 30, 2016, 06:53:57 pm »
Today:  Lady down traded from a 2014 Town and Country Touring she hated for a 2012 Town and Country LTD.  Both had similar KM, the ltd obviously more equipment.  $3k difference, as in she had to pay $3k difference.  Out the door financed $30500.00, after putting $2500 down. 
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Offline Railton

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Re: Upside Down Major
« Reply #774 on: July 30, 2016, 06:58:35 pm »
Excellent!
Railton
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Offline mmret

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Re: Upside Down Major
« Reply #775 on: July 30, 2016, 11:00:58 pm »
Quote from: neil on July 30, 2016, 06:53:57 pm
Today:  Lady down traded from a 2014 Town and Country Touring she hated for a 2012 Town and Country LTD.  Both had similar KM, the ltd obviously more equipment.  $3k difference, as in she had to pay $3k difference.  Out the door financed $30500.00, after putting $2500 down.
These are the people who vote for our leaders.

I'll cheer when they are disenfranchised.
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Offline Firm

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Re: Upside Down Major
« Reply #776 on: July 30, 2016, 11:09:08 pm »
Quote from: Vmango on July 30, 2016, 09:18:47 am
These people are what makes capitalism work. I don't know why we're all upset about it. I'm happy to read this stuff.

^Agreed.  ;D
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Offline tooscoops

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Re: Upside Down Major
« Reply #777 on: August 01, 2016, 10:33:03 am »
Quote from: DKaz on July 29, 2016, 05:51:53 pm
In those cases, do you try to milk the buyer for all they're worth or do you feel sorry in lower your margin a bit?

i try to go minimal... i'm not going to go to the very bottom, but darn close... pretty much punch in my lowest number i'd do a deal, then add 500 bucks or so. no reason for me to lose out on potential future profit from another possible customer, but at the same time, i don't want to be the guy who gets lambasted when dateline tries to show how "bad" dealerships are for doing these deals...

the business office however.... they try to gross the hell out of them.

just sold a used truck... due to timing etc. we lost 2645 on the deal... but the business office sold 14700 worth of stuff, making the total front end profit somewhere around 6k.

i get to be the front line guy who "did the deal" and will be the messenger and follow up guy, but i make 200 bucks... finance manager will make like 3 grand and will never see the customer again, except to get them turned down on financing when they try to trade in the vehicle that has too much negative equity.
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Offline safristi

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Re: Upside Down Major
« Reply #778 on: August 01, 2016, 11:52:45 am »
MAJOR GANG BANG...for the office................It`s hard being a pimp......$200 blows.... :pimp: :pimp: :pimp: :pimp: :pimp: ..need ta werk on yer skillset dude  :bounce: :think: :shake:
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Offline 84im

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Re: Upside Down Major
« Reply #779 on: August 01, 2016, 12:35:07 pm »
Quote from: tooscoops on August 01, 2016, 10:33:03 am
Quote from: DKaz on July 29, 2016, 05:51:53 pm
In those cases, do you try to milk the buyer for all they're worth or do you feel sorry in lower your margin a bit?

just sold a used truck... due to timing etc. we lost 2645 on the deal... but the business office sold 14700 worth of stuff, making the total front end profit somewhere around 6k.


What the heck did the guy get added to his truck to get the total to $14,700?
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