Topic: in-house rust proofing rip off

[meggi]

Lessons learned from this thread is applicable to any large consumer acquisition:

OP went shopping on a whim
OP went shopping without the slightest notion of actual requirements
OP went shopping on credit (this being the core problem)

= mega disaster ALWAYS

A consumer can do all of the above PROVIDING they bring with them NO credit cards, cheque books or cash. 

 

articsteve i know you have the best of intentions but please be fair.  as i mentioned previously, i did not post all the details to get to the core issue i.e. deception on the part of some dealers.  your first two points are way off the mark and as for the third i have yet to meet a hard working middle class consumer who didn't buy a car on credit.  i have always been a wise consumer and my credit rating is my pride and joy.

but if you were referring to "consumers" in general, i agree that plastic money or credit is a double edged sword.

[meggi]

OP went shopping on a whim

The OP claims she did her "due-diligence" before shopping. On what, I have no idea.

OP went shopping without the slightest notion of actual requirements

Agreed. Despite the claim of visiting other dealers beforehand and the due-diligence claim.

OP went shopping on credit (this being the core problem)

The OP claims to have intended to pay cash originally ($1000 deposit, the rest on delivery). I've wondered from the start if this was a subprime finance situation that couldn't have happened with the used car anyway.

I wonder what would've happened if the OP had just continued with the purchase of the $7000 SUV? It seems a bit odd that the OPs story makes no mention of the dealer trying to coerce her into buying the new car instead of the used one. In fact, just the opposite - she makes it quite clear that they weren't happy that she wanted to switch.

Until the dealer decides to tell us their side of the story we can't be sure, but I believe there is a hefty dose of buyer's remorse involved here as much as anything shady the dealer may have done..

we keep going back to details so let me respond briefly. 

1) the $7000 was not financed.  it was part of my liquid asset.
2) when i requested the dealer to put the first purchase on hold, they refused claiming that the process has started and cannot be stopped.  however if i purchase a new car from them then the first purchase can be voided. 

so guys please look at the bigger picture.  we won't stop going on circles if we pick on details.

thanks anyways for your concern.

[Cord]

With all due respect, looking at the details is the only way we can gauge the situation. And you have to admit, this thread took a bit of an odd turn from complaining about some dubious rust-proofing (that nobody would argue with) to an all-out rant about the entire deal and the dealership.

You have been quite vague in providing the details so you have to expect some skeptics. For example, the $7000 was part of your "liquid asset." Does that mean you intended to give them a cheque for $7000?

For another example, you've made the claim that you paid $13,500 more than MSRP for this car. You led readers to believe that the dealership charged you $13,500 more than MSRP and you were happy to accept other poster's sympathy but you have never provided any detail about what is included in that $13,500.

I don't care if you provide those kinds of details or not. This dealer may be the very embodiment of evil but I can't just accept your story at face value (especially since you have no posting history here) without doing my own due diligence.

[articsteve]

Meggi, you're auto disaster had little to do with the dealer.  You blindly attended a Madza dealer and bought a 2002 Cherokee for $7000.  Even without knowing the mileage, that is a $3000. vehicle.  On top of that, the 2002 Cherokee was the worst Cherokee Chyrsler ever made and they're all crap to start with.  You did absolutely no prior research into that year/series Cherokee or you would have never considered it. They are JUNK.

Used cars on used car lots under 10K are other ppl's discarded junk.  So you attended this lot, bought blind, and signed a contract.  How is this the dealer's fault  The dealer has made $2500 net, the salesman's made $500., of course they are going to hold you to it.  You could have run out the door and lost you're $1K for being a fool.

Scarborough Mazda is no different than any other GTA dealer.  They are not part of the public service.  Their time and "advice" is not FREE.  

The lesson here is that you did everything WRONG.  I'm not totally clear on what trim level you bought, but this time next year your vehicle will be worth $20K providing no change in gas prices.

I would seek out an accountant to review you're finance agreement because based on your actions thus far you could be paying a huge interest rate premium.

If you have not received the vehicle as of yet, walk away.

[articsteve]

I'm giving the OP the benefit of the doubt because I've seen this type of thing continuously.

The lesson here from my POV literally is that about 50% of car buyers should not represent themselves in the purchase "experience". 

[meggi]

cord/arcticsteve  thank you for your inputs