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But riding without a helmet is akin to walking in that same thunderstorm carrying a 10 foot tall metal rod. Sure, you aren't likely to get struck by lighting, by why increase the chance that it COULD happen?
Your analogy is flawed . Riding without a helmet doesn't increase your chances of getting in an accident .
As a matter of fact, I would rather be struck by lightning than be obsessed with safety the way some people are .
That way of thinking is totally foreign to me .