Author Topic: Ford, BMW, Toyota took secret government money  (Read 370 times)

Offline drederick

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Ford, BMW, Toyota took secret government money
« on: December 03, 2010, 05:33:42 pm »
what? you mean Toyota took money from the GOVERNMENT of the US? Toyota 4.6 BILLION dollars?

http://jalopnik.com/5704575/ford-bmw-toyota-took-secret-government-money

Ford, BMW, Toyota Took Secret Government Money

In the depths of the financial collapse, the U.S. Federal Reserve pumped $3.3 trillion into keeping credit moving through the economy. It eventually lent $57.9 billion to the auto industry — including $26.8 billion to Ford, Toyota and BMW.

The Fed on Wednesday was forced to reveal the identity of the companies it aided during the crisis, after contending to Congress that keeping their identities and the details of such lending secret was essential. Much of Wall Street, and corporate giants such as General Electric, Harley Davidson and McDonald's, took advantage of the Fed's help. We've done the math on how the Fed propped up the auto industry.

While Chrysler and General Motors had to go to Congress to beg for cash in 2008, every other automaker's finance arm was having trouble as well. Typically, once they lend money to a buyer, they sell the loan, get the cash upfront, then pump the proceeds back into the business. They also take out short-term loans called commercial paper that keeps the day-to-day business afloat. The crash cut the circuit, raising the chances the automakers couldn't make loans to buyers and keep selling new vehicles.

blah blah blah Toyota blah blah blah I feel your pain; you've got a GM, it's worth squat and you owe on it. 

Dude, if the displacment is EXACT, it's not "all new".  The intake is different, the VVT is now on both sets of valves  In the automotive world "all new" often means somewhat different

Offline TopGun

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Re: Ford, BMW, Toyota took secret government money
« Reply #1 on: December 03, 2010, 05:49:31 pm »
what? you mean Toyota took money from the GOVERNMENT of the US? Toyota 4.6 BILLION dollars?
.....

Desperate times those were.  Looks like there were many Government Motors takers at those times...but that's different I'm sure.
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Offline mmret

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Re: Ford, BMW, Toyota took secret government money
« Reply #2 on: December 03, 2010, 06:20:17 pm »
Some points to clarify.

-Buying paper from the finance arms of these companies should neither be surprising nor blasphemous. Nor is it a loan. Its a purchase at a price that is not really market (i.e.: profit) driven. It is unlikely that private investors would have paid the price that the Fed did.

-The part about loaning money to investors who bought CDOs is actually a loan (probably something like a repurchase agreement), where the bond collateralizes the loan. Again the Fed put up more loan money for the collateral than a private entity would have, all else equal.

-The Fed did a lot of this as part of their first Quantitative Easing program. The objective was to drive down credit spreads (difference between consumer borrowing rates and Treasuries) in an attempt to unclog the financial markets and the economy. Largely, it worked, as credit spreads collapsed. That the economy is still weak is more a sign of how bad it would have been had the Fed sat idly by.

-They bought tons of stuff. Commercial paper, agencies, non agency MBS, you name it. Did various companies benefit? Yes. But that is only because lots of companies benefited because the economy did not dive off a cliff.

-You might as well write the same article about GE, for example....

EDIT: One more thing. Calling it secret is flat out wrong. There is nothing secret about it. All this stuff was announced. Just because the masses aren't smart enough to figure it out does not make it a secret.

EDIT 2: I love you, dear slobbering Masses. :)
« Last Edit: December 03, 2010, 06:23:19 pm by mmret »
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