I have been rather quiet on here lately. That is mainly due to a number of things going on in my life that have had me a bit distracted; and secondarily due to a lack of interest on my part in the endless arguments on CTC.

There are 3 things that have transpired in the past number on months:
1. Although my wife & I built a new house in 2008, that house was not our original first choice of a house to build. We could not afford the home we really wanted back in 2008, so built our second choice. Sometimes, you do get a second chance at your first choice, and this happened to us. Our builder in 2009 built a spec home, just as we wanted. We priced this house in early 2008, and it was too expensive --- but by April of 2010, after our builder carrying several higher end houses for up to a year, he decided to accept our "low-ball" offer we made. So, we got our first choice for considerably less than 2008 pricing. We did then have to sell our 2008 house, and we knew we take a loss, but in the end, our loss on the 2008 house was less than our saving on the new/spec house, with the location, bells & whistles that we wanted. So, we did that and it kept us very busy from Apr to Sept this year.
2. My mother, who is in her 90's, has terminal bone cancer, and likely will not see the end of this year. I have been involved in family trips over to Alberta, and meetings there to visait her, and tie up loose ends of her affairs. Stressful and time consuming. Fortunately she has had a good and healthy life up to now.
3. To be outlined in next post following shortly.