it is the overall diameter that is of concern, not just the aspect ratio. the 205/65/15 will be over 3% bigger than 205/60/15, therefore not recommended. stick with the stock size or go with 195/65/15 if you like.
see calculator
http://www.1010tires.com/TireSizeCalculator.asp?action=submitthose are very popular sizes so you should have no trouble finding a winter tire to suit your needs (18 to choose form on 1010tires.com)
this is all assuming that your 205/60/15 was the correct size to start with...most databases show the sebring stock size is 205/60/16.
if in fact your stock size is 205/50/16 you will have no trouble downsizing to 205/65/15, you'll just need new rims.