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johngenx
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« Reply #20 on: September 27, 2008, 11:39:13 pm » |
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I'd bet that follow-too-close is the #1 cause of collisions. It should have a $10K fine and 2 year license suspension. Get caught driving suspended? 2 years in the clink.
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No place I'd rather be...  |
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CyberNick
Auto Obsessed
 OfflineVehicle: 2007 Mazda 6 GT Sport, 2008 Ford Fusion SES
Location: Gatineau, ON
Posts: 767
 
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« Reply #21 on: September 28, 2008, 01:10:27 am » |
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I'd bet that follow-too-close is the #1 cause of collisions. It should have a $10K fine and 2 year license suspension. Get caught driving suspended? 2 years in the clink.
Right now, that sounds good to me... I suppose the guy can say he had to flee the scene because he feared for his life from the angry victim.
He could... except, he is quite bigger then me so a judge might have a hard time swallowing that one. After he lied about being close behind me for a few minutes and being on the phone, I lost all interest in talking with him, so I told him to f-off and talk to the cop whenever he gets there. Had I known that he has the legal option of not sticking around, I might have been a little more receptive in talking to him. I wanted the cop to do it, not me. I guess he was just doing the "right" thing because looking at the back of my policy, there is some small print about what to do in case of an accident, it says something to the effect "never admit liability"...  Did any airbags go off?
No. do U think the car is repareable to your satisfaction...suppose that decision is out of your hands..and did U have replacement (i.e FULL VALUE) as an insurance rider..........??
I don't know if it can be repaired well to be honest. I am concerned about it. I'll have more info and pictures on Monday. Yes, full value insurance for first 24 months, we're 18 months into it... As for the trade in depreciation I wonder if one can get the paperwork showing the difference in value btw a normal car and the accident vehicle, so that later on you could file a claim to a small claim court against the a-hole. We really need Mitlov's expertise here  Well, I'm going to try to get that documented and I would bring it up with the insurance company. If they refuse to acknowledge it, then I may go to small claims... If they write off the car, are you going to try and find another Mz6-Hatch or something else?
Wife wants Mazda 6 hatch again if we can find one 2008 model, I'm not sure what I want yet... We looked at the new M6 and are disappointed: bigger, no hatch & no manual, all deal breakers for us. I'll start a "what to buy" thread if and when the time comes. |
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articsteve
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« Reply #22 on: September 28, 2008, 01:49:12 am » |
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Well, I'm going to try to get that documented and I would bring it up with the insurance company. If they refuse to acknowledge it, then I may go to small claims...
Unfortunately, Ontario insurance regulations deny this type of action.
I don't know if it can be repaired well to be honest. I am concerned about it. I'll have more info and pictures on Monday. Yes, full value insurance for first 24 months, we're 18 months into it...
As unbelievable as it sounds, once the cost of repair reaches 85% of the cost of replacement the insurer writes it off without exception. However, this is the maximum limit. Different companies may have lower maximums. Perhaps Quebec insurance is more reasonable assuming your car is insured in QC.
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« Last Edit: September 28, 2008, 01:52:38 am by articsteve »
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“Frankly, we are not going to ever defeat the insurgency,” Billions for jets and pennies for vets; Harponi is MAGNIFICENT.
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tpl
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« Reply #23 on: September 28, 2008, 07:03:19 am » |
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Is "full value insurance" in PQ the same as "waiver of depreciation " in Ontario?
If so you should get a new car if the Ins co writes it off. |
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It is a narrow policy to suppose that this country or that is to be marked out as the eternal ally or the perpetual enemy of England. We have no eternal allies, and we have no perpetual enemies. Our interests are eternal and perpetual, and those interests it is our duty to follow.
Lord Palmerston
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The Fuzz
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« Reply #24 on: September 28, 2008, 10:12:44 am » |
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Did any airbags go off?
No.
They won't go off if you're hit from behind. I suppose the guy can say he had to flee the scene because he feared for his life from the angry victim.
He could... except, he is quite bigger then me so a judge might have a hard time swallowing that one. After he lied about being close behind me for a few minutes and being on the phone, I lost all interest in talking with him, so I told him to f-off and talk to the cop whenever he gets there. Had I known that he has the legal option of not sticking around, I might have been a little more receptive in talking to him. I wanted the cop to do it, not me. I guess he was just doing the "right" thing because looking at the back of my policy, there is some small print about what to do in case of an accident, it says something to the effect "never admit liability"... They are correct. I ask people during their statement "Did s/he say anything to you afterwards?" and they might say "The guy said 'Sorry, I was on the phone shifting gears and typing on my GPS while changing my radio station and didn't see you stop"....Then it gets bumped up to careless driving and not follow too closely. I've had women (young and old) tell me they've left the scene because they were scared of the guy yelling at them. I buy that one especially when the dispatcher tells me they can hear the guy yelling in the background on the 911 call. |
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Everyone hates us until they need us.
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The Fuzz
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« Reply #25 on: September 28, 2008, 10:13:18 am » |
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Your memory is failing you. It was actually the second time There's a second time for everything.  |
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Everyone hates us until they need us.
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sirAQUAMAN64
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« Reply #26 on: September 28, 2008, 05:05:42 pm » |
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Tough break. I'd be livid too... surprised he could leave the scene.
If it's totalled, the dealer here has a handful of new Mazda6 Sports left... dunno if any are manuals. |
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CyberNick
Auto Obsessed
OfflineVehicle: 2007 Mazda 6 GT Sport, 2008 Ford Fusion SES
Location: Gatineau, ON
Posts: 767
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« Reply #27 on: September 29, 2008, 05:58:02 pm » |
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So I did not get any info because the towing company delivered the car to the garage at 4 p.m.. They can't tell me nothing until they pull the bumper and have a look under there. Should be done tomorrow. In all fareness, it looks a little better to me now then it did on Friday... Getting off the truck... it was a little hard because there's interference from the fender or something else under there on the right wheel:  Here's a side view:  Scratches in the front:  |
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vdk
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« Reply #28 on: September 29, 2008, 06:02:14 pm » |
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my friend's a4 got written off for ALOT less than that...
it looks worse than i thought... |
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mmret
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« Reply #29 on: September 29, 2008, 06:23:40 pm » |
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Glad to hear you're doing alright, all things considered. And what an asswipe.  Doesn't look like the door is flush any more. This will not be a cheap repair. Hopefully you'll get a write off. |
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Have: 06 TSX, 07 Z4 3.0si Roadster
Sometimes Borrow: 11 GLK
Had: 01 GrandAm, 07 Civic
Dream: SLS AMG
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articsteve
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« Reply #30 on: September 30, 2008, 12:11:58 am » |
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Well I certainly hope they write it off, but if this is an Ontario insurer I think it will get repaired. |
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“Frankly, we are not going to ever defeat the insurgency,” Billions for jets and pennies for vets; Harponi is MAGNIFICENT.
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Leviathan
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« Reply #31 on: September 30, 2008, 12:21:15 am » |
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Ouch  |
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Chris Matthews, CNBC: "You know, I forgot he was black tonight for an hour"
Jon Stewart: "This guy is one scotch away from being Ron Burgundy"
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PJungnitsch
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« Reply #32 on: September 30, 2008, 01:10:53 am » |
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If someone is following too close I try and pump the brakes before I stop to catch their attention, but your story is making me consider adding something automatic like this: http://www.comagination.com/bflasher.htm |
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CyberNick
Auto Obsessed
OfflineVehicle: 2007 Mazda 6 GT Sport, 2008 Ford Fusion SES
Location: Gatineau, ON
Posts: 767
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« Reply #33 on: September 30, 2008, 02:36:08 pm » |
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Just got word from my insurance company that the person responsible for this mess has no insurance...   Good thing I DIDN'T talk to him at the scene. I might have been charged with assault... No word yet on what the damage is... EDIT: Spelling. |
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« Last Edit: September 30, 2008, 02:50:18 pm by CyberNick »
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Simple
Enthusiast
Offline
Gender: 
Location: 20 km from 20 km
Posts: 495
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« Reply #34 on: September 30, 2008, 02:47:06 pm » |
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What a facking loser!!!  |
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sirAQUAMAN64
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« Reply #35 on: September 30, 2008, 03:11:20 pm » |
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Thought that was illegal in ON? Or QC?
What a nightmare. He should be charged!
Hope things work out. I feel for ya. |
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airbalancer
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« Reply #36 on: September 30, 2008, 03:28:17 pm » |
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That is a $5000 fine that you can get out of paying, which turns into a cost of over $6000 because of extra charges ( a friend had forget to review his insurance , then got stopped, what a dumb sh$t)
Will your insurance cover the bill, I guess you could also sue the person in civil court |
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« Last Edit: September 30, 2008, 03:29:49 pm by airbalancer »
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CyberNick
Auto Obsessed
OfflineVehicle: 2007 Mazda 6 GT Sport, 2008 Ford Fusion SES
Location: Gatineau, ON
Posts: 767
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« Reply #37 on: September 30, 2008, 06:12:32 pm » |
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Insurance is mandatory everywhere in Canada AFIK. In Quebec, the bare legal minimum is with the license plate of the vehicle. It pays damage to other vehicles but not your own for at fault accident. I think I'd be in the hook for a deductable...$500 I have pics with the bumper off, will post soon. Early indications are that it will be repaired not written off. The lady doing the estimate said that at first she didn't think it would be, but she says parts for this car are cheap... She also said it'd have to be 80% of the value before they consider a write off. She was at $8k and counting when I went for a visit. I don’t have the final estimate yet. |
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Turbo Bob
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« Reply #38 on: September 30, 2008, 09:33:48 pm » |
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Nightmare Nick, just glad you're OK. The worst thing about all this even when the insurance company is being good is that it takes so much time and effort to sort out.
Fuzz can you clarify why the police would not get his phone records, would it not prove dangerous driving?
In the UK if there was even a hint of using a phone the police would pull the records instantly, and if a death was caused you can get up to 14 years in jail. I still can't believe the amount of people here who use their phones whilst driving, even texting and e-mailing too. |
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Power is how fast you hit the wall... Torque is how far you take the wall with you!  |
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articsteve
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« Reply #39 on: September 30, 2008, 10:03:41 pm » |
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why the police would not get his phone records, would it not prove dangerous driving?[/i]
Dangerous driving under current law: not even a remote chance.
They have this guy for following to close and no insurance with minimal effort. That's considered a success. |
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“Frankly, we are not going to ever defeat the insurgency,” Billions for jets and pennies for vets; Harponi is MAGNIFICENT.
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