In my opinion, the 2.4 litre is not worth the extra money and fuel. A Matrix B automatic runs $19,460, quite reasonable in my books and a manual, for gear heads like me, is $18,450. Very reasonable. In a year or two, the low interest rate loans and leasing will start.
I have seen a surprising number of the loaded XR model on the road. Today, I saw a lady her in late 60s park in front of my house in one. Pretty good upsell.