AB, in the absence of more details I'll throw in a recommendation of getting a Devinci because they're about the only Made in Canada brand out there. Most bike frames are made in China or Taiwan nowadays but Devinci actually has a factory in Quebec where they make all of their aluminum frames. Given that generally all bikes priced within $50-100 are pretty much equivalent (at least in the sub-$1000 price range), the made in Canada connection is worth something.
I'd also recommend that you don't bother with the spandex shorts and the chamois until you start getting more serious. I agree that shorts with a chamois are useful for longer rides, but they're also bulky and feel like diapers. Unless you're planning on going on rides longer than 3-4 hours it's just not worth bothering with.