Hey Bob,
Ottawa is a pretty nice city. Housing is far from being nearly as expensive as Toronto, less traffic and less crime. It is a spread out city. As for the weather, Railton is right on!
As for the cars, they are also lots of E46 BMWs here, remnants of the Internet bubble... I even saw a Carrera GT! But fancy cars are not as common as Montreal or the GTA, I guess...

The advantage of Ottawa on Montreal is the price of gas too (15-20% cheaper in Onarion than in Quebec)
Quebec's insurance is cheaper but they get hammered on income taxes...
A calculation was made a couple of years ago about the cost of living in Quebec or Ontario (Ottawa is on the provinces border, Hull/Gatineau on the Quebec side, Ottawa on the Ontario) and taking into account the price of housing (cheaper in Quebec), Income taxes (lower in Ontario), etc... it was demonstrated that, from a
monetary point of view and with no kids involved, you were better off in Quebec if your gross income was < $55,000 pa, and better off in Ottawa otherwise.
This might be a bit dated though, not sure about the figures now.....
