Have you had your front brakes replaced? Pads/rotors? If this is the case it explains why the fronts have more than the rear. Your car is 3 years old so if I may speculate, the rears are probably the originals that came with the car and the fronts have been replaced. Just a humble, educated guess.
If this is not the case, someone on here is bound to have knowledge about Volvo braking systems and should be able to offer insight.