Anyone who says "You dont drive 220" is misleading you. In this case The Star is correct. The tire is a very important part of your vehicles suspension and braking system. I would recommend staying with the H-Rating. There are many good tires to choose from, so there is no need to downgrade.
to help you decide...Falken is great wet and price...wear is not as good as the TPT. TPT is not quite as good in the wet, but better wearing and a little more expensive.