Yo Boxgrover,
My Corolla has the same engine, transmission and gearing than your Vibe. I too have been driving 5 speeds for 20-25 years.
Here is an outlook of my drive last night coming back from my mother's house. On the slow 2 lane boulevard longing the St-Lawrence, I get the car in 4th, even at a slow but steady 50-65 km/hr. I don't consider that lugging because no effort is required, just cruising at 1600 rpm. Next comes the typical montreal on ramp (too short, narrow, twisty and cars coming and going from all sides). In addition, an uphill one and starting from a red light. I accelerate through 2nd and 3rd up to 4000 rpm. But right after the on ramp, I merge to the left lane and get on another on ramp, but downhill, curves to the left and traffic ahead. I shift in to 5th and just go down at 80 km/hr at 2000 rpm. No effort asked on the engine and I slowly gather speed in the 90-100 km/hr after that. Again this is no lugging of the engine, despite the low rpm and high gear.
Basically, I do like an OD automatic transmission would, and I've been driving those often too and observing their shift points relative to load and demand on the engine.
For normal acceleration, I generally upshift at 2800-3200 rpm, but will just get the next higher gear for any light effort constant speed cruising.