Could - for yourself and your grub bags, IMO the SportTrac is way overkill. I suspect you would tire of the rough ride, low power, high depreciation and plain bulkiness of it long before you get it paid off. Speaking only of my preferences, if you want the "truck-like" higher seating and AWD, try some of the smaller crossovers like a CRV, RAV4, Forester or even Vibe/Matrix. Or check out a sports wagon like a Subaru GT, Volvo V50. If you want something really funky, wait for the new Toyota FJ Cruiser. If you want Ford only, the Escape would be better than the SportTrac IMO. You have tons of choices, shop around a bit. The "Hat" has lots of dealers to chose from. Good luck.