At 65,000km if it's all or mostly city driving, worn out or distorted rotors is not uncommon on some brands. Driving habits is also a factor, some people are simply just hard on brakes. It is a good habit to have disc brake service done annually, the technician will remove rust accumulation on the rotors, take the calipers apart, remove dust and rust and lubricate the sliders. Ensuring that the calipers move freely will prolong the life of your brakes as well as saving fuel by reducing drag. Rear disc service is even more critical than the front. My 00 Echo has 148,000km on the original brakes! I just serviced them myself this weekend and I estimate they will be good t'il 160,000km !!